Strategic Realignment

Strategic realignment refers to the act of assessing your current financial situation, evaluating current and potential sources of profits and losses (assets, debt, etc.), designing the best course of action to obtain your desired financial outcomes; and then aligning your research, plan, resources, skills, relationships, technology and actions with appropriate opportunities in order to transcend your current financial situation.

As the smoke clears and the dust begins to settle from the explosive devastation caused by the recession, people find themselves lost and confused as they sift through the debris that once made up their personal wealth – savings, home equity, retirement account, etc. As personal financial losses continue to mount while concurrently income, savings and financial resources continue to be depleted, the average American desperately struggles to find hope for their future.

The personal wealth development strategies employed in the past by the average American, shaped as much by core beliefs and values as they were on poor information and assumptions, has led most to follow an antiquated and dysfunctional plan of personal wealth development or retirement. Unfortunately, doing a lot of the wrong thing right has led to record losses of personal wealth at record speed. The time between emerging economic events and the consequences flowing from such events is forever decreasing and your ability to strategically respond to changing conditions will be largely determined by your ability to challenge well entrenched values, beliefs and “business as usual;” and your ability to grant yourself permission to think strategically.

Strategic Realignment requires you to reevaluate how you are allocating every penny. Where you can cut costs, defer payments, renegotiate price or terms, or simply eliminate the expense (including by use of strategic default) it is important to do so in order to free up money for realignment into new investments that create positive returns. This takes bold action because it defies conventional wisdom.

More than just strategic planning, strategic realignment is setting a course of effective, efficient and fluid action in motion by creating congruency between opportunities, skills, time, money and resources.